By using  this site, you agree to the following terms and conditions  just as though you and me  had  signed a written contract. Please review the terms  and  conditions on  a  periodic  basis as they are subject to change, alteration or update at any time . If  you do not agree to any term or condition, you should not use this site.

Copyrights and Trademarks
Copyright ©1999-2003 by Eddie A. Artajo. This site is owned and operated by Eddie A.   Artajo.  The  entire content of this site is copyrighted under United States law and  protected by worldwide copyright laws and treaty provisions. All content displayed on the  web site is either the property of Eddie A. Artajo, or used with appropriate permission  by the given authors. User may not modify, copy, distribute, transmit, display, perform,  reproduce, publish, license, create derivative works from, transfer, or sell any information,  materials,  text, images or other content obtained from this web site. Eddie A. Artajo Homepage does not authorize the use of any trade name, trademark, logo or  copyrighted material contained or referenced herein. Any such action (whether you do it   yourself or  someone else to do so) constitutes a violation of your agreement with me  and may constitute civil  and/or criminal copyright infringement and/or a violation of other applicable laws.

Liability Disclaimer
There are certain risks in using any information, software or products found on the   Internet; and Eddie A. Artajo Homepage cautions you to make sure that you   completely understand these risks before retrieving, using, relying upon anything via the  Internet. Visitors to this site assume all responsibility and risk for the use of this site.   Information provided or contained in this site is provided without charge as a  convenience  to  visitors only and does not warrant or represent that this site content is   accurate, complete, or up-to-date, nor does it warrant or represent that access to or use  of this site or the server which makes it available will be uninterrupted, error-free. You  hereby acknowledge that the content of this site may include technical inaccuracies or  typographical errors. Nothing in this site constitutes investment advice. The materials in  this site, are provided "AS IS". and without warranties of any kind, either express or   implied. EDDIE A. ARTAJO HOMEPAGE DISCLAIMS ALL  WARRANTIES,   EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED  WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation of Liability
Eddie A. Artajo Homepage is not responsible for any virus infections,  contaminations,  delay in operation or transmission, line failure, errors, omissions, interruptions or defects  arising out of your use of this site or with respect to the material provided or contained in  this site. In no event shall 'Eddie A. Artajo Homepage be liable for any special,  indirect, incidental, consequential damages or other damages of any kind, resulting from   whatever cause, including but not limited loss of use, loss of profits, loss of data or loss of business opportunity. Not withstanding the above, in no event shall Eddie A. Artajo Homepage liability to you for any and all claims, damages, losses, and causes of  action  of any type exceed the amount paid by you, if any, for accessing this site.

Communications and Submissions
Any communication or material which you post or transmit to Eddie A. Artajo Homepage over the Internet is, and will be treated as, non-confidential and non-proprietary  and will forever be the sole property of Eddie A. Artajo Homepage. By posting or  transmitting any information, communication or material to this site, you agree that  Eddie A. Artajo Homepage will not be liable to you for its use and you agree that  Eddie A. Artajo Homepage shall be free to use such information, communication or  material for any purpose whatsoever.

Personally Provided Information
You should be aware that if you voluntarily disclose personal information (e.g., user  name, e-mail address) on a guestbook, forum board or in a chat room, that information can be collected and used by others and may result in unsolicited messages from other parties.  Do not post or transmit any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane material or any other material that would constitute or encourage conduct that is a criminal offense, give rise to civil liability or otherwise violate any law. You are solely responsible for any information, communication or material you  submit to this site and you, not Eddie A. Artajo Homepage, have fully responsibility for such information, communication or material, including its legality, reliability, appropriateness, originality or copyright.  If provided, personally identifiable information is maintained in a database that is regularly purged. Third party contractors may have access to this information in order to provide an initial response to your question or comment. These contractors are held to strict policies to safeguard the information and provide the same level of privacy protection as guaranteed by Eddie A. Artajo Homepage. On occasion, we may conduct a study concerning the types of questions sent to us. These studies help us to improve our Web sites in order to make them more responsive to the needs of our users. We do not give, share, sell, or transfer any personal information to a third party unless required by law.

Third Party Sites
Eddie A. Artajo Homepage may provide links  to other sites maintained  by third parties and may provide third party materials on this site. These third party sites or materials are provided for your convenience only. Eddie A. Artajo Homepage does  not operate or control in any respect any information, products, services or material  available on these third party sites and Eddie A. Artajo Homepage is not  responsible for their NOT an endorsement, authorization, sponsorship, affiliation, joint venture or partnership by  Eddie A. Artajo Homepage with respect to such sites, its owners or providers. You access these sites at your own risk.

Pop-Up Advertisements
When visiting Eddie A. Artajo Homepage, your Web browser may produce pop-up advertisements. These advertisements were most likely produced by other Web sites you visited or by third party software installed on your computer. Eddie A. Artajo Homepage does not endorse or recommend products or services for which you may view a pop-up advertisement on your computer screen while visiting site.

Information Collected and Stored Automatically
Of the information we learn about you from your visit to Eddie A. Artajo Homepage, we store only the following: the IP address from which you access the Internet, the date and time, the Internet address of the Web site from which you linked directly to our site, the name of the file or the words you searched, and the browser used to access our site. This information is used to measure the number of visitors to the various sections of our site and identify system performance or problem areas. We also use this information to help us expand the coverage of the sites and to make the site more useful. Eddie A. Artajo Homepage periodically deletes its Web logs.

Cookies
A "cookie" is a small file that a Web site transfers to your computer's hard disk allowing our server to "remember" specific information about your session. While visiting certain Eddie A. Artajo Homepage sites you may occasionally encounter a Web page that employs cookies to make it easier to use the dynamic features of these Web pages. The cookie and the information about your session will be destroyed automatically shortly after you close your browser-it is not permanently stored on your computer. You can set your browser to disable cookies or prompt you before a cookie is accepted. If you do not want to receive cookies, you will still be able to use the Eddie A. Artajo Homepage sites, but will be unable to use cookie-dependent features.

Termination
This Agreement is effective until terminated by either party. You may terminate this  Agreement by destroying all materials obtained from this site and all related  documentation and all copies or installations thereof. This Agreement will terminate  immediately without notice from Eddie A. Artajo Homepage if, in Eddie A. Artajo Homepage sole discretion, you fail to comply with any term or provision of this  agreement. Upon termination, you must destroy all materials obtained from this site and  all related documentation and all copies or installations thereof.

Jurisdiction and Choice of Law
This site is operated by Eddie A. Artajo Homepage from the State of Florida,  United States of America. Those who access this site from other locations do so at their own risk and are responsible for compliance with any and all local laws. This Agreement  shall be construed under the laws of the State of Florida without regard to choice of law rules. Any legal action regarding this Agreement or this site shall be brought in the  either State or Federal Courts located within the State of Florida and by using this  site  your consent to personal jurisdiction within these courts. If litigation results, and  you're held liable, you agree to pay us back for our attorneys' fees and court costs. In  addition, you'll be  liable for any  costs which we incur in finding your street address in  order to serve process upon you.

General
Eddie A. Artajo Homepage reserves the right to make any and all changes to this   web site at its sole discretion without notice to the User. Eddie A. Artajo Homepage reserves the right to deny access to this web site to anyone at anytime.  This Agreement shall be deemed to include all other notices, policies, disclaimers, and  other terms contained in this web site; provided, however, that in the event of a conflict between such other terms and the terms of this Agreement, the terms of this Agreement shall control.   Any rights not expressly granted herein are reserved.

Service Contact
Contact Eddie A. Artajo  with questions or problems with this web site and for further information about these terms,